Health Insurance in today’s world is practically a necessity when receiving medical care. But finding the right plan isn’t always easy. There are hundreds of plans to choose from and it can be hard to know if you’re getting a good plan, or a good price for the plan.
What is a Health Insurance Broker?
A Health Insurance broker is somebody who can shop with multiple carriers, on-exchange, and off-exchange to make sure you get the plan and price you’re looking for. You will get access to a far wider range of options by working with a broker.
Brokers are different than Agents. An agent oftentimes may be captive with the company they work for, for example, an agent tied to a health insurance carrier would sell only that carrier’s policies.
Does Using a Broker Cost Me Anything?
Using one of our brokers here at the Health Insurance Specialists will not cost you anything! The carriers pay us for doing the work we do, it does not increase your premiums and we do not take any payment from the client for our services. On average you will save money by using a broker!
How Does a Broker Help Me?
A broker's role is to assist with the shopping, application, and renewal processes while giving any assistance that may be needed afterward. Here’s what that might look like for an average shopper:
Should I Be Using a Broker Now?
If an individual is NOT on Medicaid, Military-Sponsored insurance, or other forms of government insurance, working with a broker can be a huge help! Even individuals or families on company-sponsored policies can often find huge amounts of savings while still retaining quality coverage.
If you’d like to begin working with a broker, click here to help you find the right broker for you.
We assists small groups and individuals in providing and understanding health insurance plans. We have built our business on helping property & casualty agents and financial advisers consult with their clients to have clear health care coverage for their clients.
At our agency, we take your privacy seriously. Unlike big insurance agencies that sell your information to high-pressure agents, we only use it to connect with you personally. This way, we can ensure that you get a plan that's tailored specially for you.
