On March 23, 2010 the United States Congress passed the Affordable Care Act.
In one sentence the law requires everyone to have health insurance and prohibits anyone from being denied coverage.
The law also requires any new coverage after January 1, 2014 to meet several benefit levels. For example, plans will include maternity coverage.
In order to obtain coverage in 2014 it can be purchased directly from a carrier or through a shopping center called an “Exchange”. When plans are purchased through the Exchange the coverage will be provided through a private carrier.
See the diagram below
At our agency, we take your privacy seriously. Unlike big insurance agencies that sell your information to high-pressure agents, we only use it to connect with you personally. This way, we can ensure that you get a plan that's tailored specially for you.